Personal Loan

Set the stage for your Loan repayment and don’t sweat big expenses you need to cover. With a Tangerine Personal Loan, you can have peace of mind knowing that you’re getting a great rate and a repayment schedule that makes your Loan manageable.

8.99% - 15.5%^†

APR Interest rate

1 - 5 years^†

Term

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Borrow for a set period of time

Choose how long you need to repay the Loan, and borrow comfortably with an end in sight.

Great fixed rates

Our rates are based on your credit information and the term you select to repay the Loan. The rate for your Loan will stay the same for the term you choose.

No fees

There are no early prepayment penalties.

Affordable payments on a fixed schedule

With a wide range of repayment periods to choose from, you can land on a monthly payment amount that's comfortable for you.

Stress-free application

Applying is quick and easy, and once approved you’ll have instant access to your funds.

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Join with our app

Become a Client completely digitally with our Mobile Banking app³. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.

Don’t have our Mobile Banking app³ yet? Download it today, so you can bank easily from anywhere.

4.6

39,000 Reviews^b

4.7

67,000 Reviews^b

Signing up on Web is cool too!

Take a look at our other products

Mortgage

Whether you’re buying a new home or refinancing, we’ll help you get the rate and term that works for you.

Home Equity Line of Credit

Borrow at a low interest rate using the equity you’ve built in your home.

^† The annual rate/APR for your Loan will be based on your creditworthiness and the Loan term you apply for. Your personalized rate/APR will be displayed to you at the start of your application. As part of the Loan application process, applicants must submit to a credit check and be approved for the Loan per Tangerine's standard unsecured lending credit criteria and maximum permitted Loan amounts. Posted rates are subject to change without notice.

³ Some conditions may apply. Service is subject to availability and successful digital verification.

^b As of August 2024 from the Google Play Store and App Store.

^® Apple is a registered trademark of Apple Inc.

^™ Android is a trademark of Google Inc.