Welcome to Forward Banking

Experience the benefits of a leading digital bank.

  • No monthly Account fees
  • Great rates
  • Sign up in minutes
Become a Client

Uncomplicated banking

The world is full of everyday hoops we have to jump through, but at Tangerine, Clients come first. So whether that’s delivering a simple and convenient everyday banking experience, or helping you meet your financial goals faster, we’re here to remove hoops that get in the way of living.

A mobile phone with Tangerine’s mobile banking app opened on the Let’s Get Started screen.

Special offers for new Clients

Sign up in minutes – it’s as simple as taking a selfie.

Grey Tangerine Visa Debit Client Card

Earn up to $400 cash back and a Savings rate.1

Open a Chequing and Savings Account with promo code EARNMORE.

See Offer Details
Tangerine Money-Back Credit Card

Earn an extra 10% cash back (up to $100)**

Tangerine Money-Back Credit Card gives you unlimited Money-Back Rewards with no annual fee.

See Offer Details
A snapshot of ABMs Clients can access for free in Vancouver, Canada.

Free access to 3,500+ ABMs

Get access to 3,500+ Scotiabank ABMs nationwide and 44,000 ABMs worldwide through Scotiabank’s Global ATM Alliance.†

Locate your nearest ABM

No sweat ways to manage your money

To make life easier, we’ve created a handy toolkit full of really simple ways your money can basically take care of itself. Saving, tracking your spending and staying on top of your finances can all be a breeze. A few taps or clicks and you’re on your way.

Discover Tools
A mobile phone showing Tangerine’s money management tool called Left to Spend.

Safe banking with Tangerine

Keeping your banking and information secure is really important to us. Learn how to keep your Accounts and yourself protected with 24/7 security features so you can bank safely and rest easy.

Show Me How
Download the app

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.

Download on the App store Get it on Google Play

Looking for other products?

Lock in a 1 year GIC at ^

Set future you up for success with this simple and secure Saving option.

See GIC Options

Uncomplicated Investing

Investing can be complicated, but with us, it doesn’t have to be. Find a Portfolio that meets your needs.

View Portfolios

Mortgage

Get a great rate up front, flexible prepayment options, and a dedicated Account Manager will guide you through once you’ve applied.

Learn More

What Clients are saying about us

“Even though this is a large company, I feel like I get personalized service.”

Terry Fowler

“No monthly Account fees and the money back perks are great as well as the customer service. Best banking experience and have dealt with at least four other banks in the past! I recommend Tangerine to EVERYONE.”

Cynthia Ross

Legal Stuff
footnote 1 The New Client Interest Rate and Visa* Debit 20% Cashback Bundle Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between and , (b) become a Tangerine Client using the Promo Code “EARNMORE”, (c) open an Applicable Savings Account within 30 days of the date their Client Number was created, (d) open a Tangerine Chequing Account within 30 days of the date their Client Number was created, and (e) meet all other Offer terms and conditions (collectively the “Offer Qualifying Conditions”). The Promotional Rate will apply to deposits made to an Eligible Client’s Applicable Savings Account(s) for 153 days (5 months) beginning on the date all Offer Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Applicable Account) per Applicable Savings Account Type (for deposits to registered Applicable Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. Eligible Clients will earn a cashback bonus of 20% on eligible online purchases and online bill payments made on a merchant’s website using the Visa Debit feature of their Client Card for 60 days, up to a maximum of $400 per Account. The 60-day period for Eligible Transactions (“Eligible Transaction Period”) begins on the date the Client Card is activated. The Cash Bonus will apply to the sum of all Eligible Transactions less any refunds, returns or other similar credits made during the Eligible Transaction Period. Eligible Clients must activate their Client Card within 60 days of the date their Chequing Account was opened. The Bonus will be deposited to the Client’s Account within 30 days of the end of the Eligible Transaction Period. For Clients with two Chequing Accounts, only the Account that is designated as “Chequing” on their Client Card will qualify for the Offer. Limit of one (1) Cash Bonus per Account. Offer is not transferable and can’t be combined with other promotional savings rate offers or chequing cash bonus offers. Further, while opening both Accounts is not required generally in order to open either a Chequing Account or Savings Account, you need to open both Accounts within your first 30 days to be eligible for this Offer. By accepting the Offer, you agree to the terms and conditions of this Offer and consent to receive electronic messages that notify you when the Promotion Period is expiring and of any changes to your Account(s) that will take effect after the Promotion Period expires. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
** Rewards Promotional Offer:
The Tangerine 10% Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine Money-Back Credit Card (the “Account”) by July 5, 2023, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine Money-Back Credit Card is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1–2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.
†footnote dagger Tangerine will waive the ABM Withdrawal Fee and Global ATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global ATM Alliance machine with your Tangerine Client Card. Some exclusions apply; see our Fee Schedule for details. The current Fee Schedule can be found at tangerine.ca/feeschedule.
^footnote ^ Savings Account, Chequing Account, and GIC interest rates expressed on this website are annual interest rates and are current as of today's date. Interest rates are subject to change without notice. Interest is calculated daily and paid monthly on our Savings and Chequing Accounts. GIC terms of one year or longer have interest calculated on the basis of 365/366 days and compounded and/or paid annually. GIC terms of less than one year have interest calculated on the basis of 365/366 and paid at maturity.
Tangerine Bank is a wholly-owned subsidiary of The Bank of Nova Scotia and a CDIC member in its own right.
CDIC Deposit Insurance Information