Get a competitive interest rate up front. We’re all about keeping things simple, including Mortgages. So don’t stress over the numbers and calculations – we’ll walk you through it all. Whether you’re buying a new home or refinancing, we’re here to work with you.


5 Year

Interest rate (Variable)


1.47% footnote *

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Key Features

Great rate
Get a great rate up front guaranteed for 120 days. Plus, if our posted rates change during the 120 days, you automatically get the lower rate.
Dedicated support
Once you’ve applied, you get a dedicated Mortgage Account Manager to help you every step of the way.
Flexible prepayment options
Each year you can make lump sum prepayments up to 25% of your original Mortgage amount, and increase your regular Mortgage payments by up to 25% of your original Mortgage payment. You can do this on any payment date.
If you happen to move, you can take your Mortgage with you penalty-free at your current rate, term and loan amount.

Current interest rates

Annual interest calculated semi-annually not in advance.
Term Duration Term Type Term Interest Rate
5 Year Variable Mortgage
1 Year Fixed Mortgage
2 Year Fixed Mortgage
3 Year Fixed Mortgage
4 Year Fixed Mortgage
5 Year Fixed Mortgage
7 Year Fixed Mortgage
10 Year Fixed Mortgage

Secure your rate

A Mortgage Rate Hold is a great way to secure a low rate for 120 days. All you have to do is sign up as a Client and set up a PIN – there’s no need to complete a full application.
If you choose one of our fixed rates, and submit the Mortgage application within 120 days, we’ll guarantee your Rate up to 120 days from the date of your original Rate Hold request. If your rate goes down and you’ve submitted an application, you’ll automatically get our lower rate.
If you choose the 5 year variable rate, you’re guaranteed the difference, or spread, between Tangerine Prime and our offered rate for 120 days. So if the spread goes up you’re protected. Keep in mind, Tangerine Prime can change at any time.
Secure Your Rate Secure Your Rate
Get started with Tangerine Get started with Tangerine Get started with Tangerine

Get started with Tangerine

Here are the steps:
  • 1
    Apply online.
  • 2
    Once you’ve applied, you get a dedicated Mortgage Account Manager to help you every step of the way.
  • 3
    No need to stress over calculations – we’ll help make the numbers work for you.
Apply Now Apply Now

Don’t think this Account is for you? Take a look at our other options.

Home Equity Line of Credit
Learn More

Chequing Account
Learn More

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footnote *The Annual Percentage Rate (APR) is compounded semi-annually, not in advance. The A P R calculation is based on a mortgage of $250,000 with an amortization period of 25 years and a $250.00 appraisal fee. A P R calculation on a variable rate is based on the posted rate but may change as Tangerine Prime changes.
All Mortgage and Home Equity Line of Credit applications are subject to meeting Tangerine Bank’s standard credit criteria, residential mortgage standards and maximum permitted loan amounts. Conditions may apply. Interest rates are provided for information purposes only and are subject to change at any time without notice. Variable interest rates will change as Tangerine Prime changes. The Home Equity Line of Credit interest rate is a variable rate per year equal to Tangerine Prime plus an adjustment factor and will change automatically when Tangerine Prime changes.