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Home Equity Line of Credit

A Tangerine Home Equity Line of Credit can help you borrow at a low interest rate using the equity you’ve built in your home.
Interest rate
  Fixed Payback Plan
  24/7 online access

Key Features

24/7 online access
Withdraw funds, make payments and completely pay off your balance at any time.
A great rate
Currently *, the interest rate is set at 0.10% below Tangerine Prime, which means you can benefit from low interest-only minimum payments every month.
Our Fixed Payback Plan
Set regular fixed payments to help you pay off the principal amount sooner (and save you interest over time).
Always there, if you need it
You can pay off the loan at any time and use it again without having to re-apply, provide documents, or pay fees.

Don’t think this Account is for you? Take a look at our other option.
Learn More
Check out these helpful articles
Annual interest is calculated semi-annually, not in advance. All mortgage and Home Equity Line of Credit applications are subject to meeting Tangerine Bank’s standard credit criteria, residential mortgage standards and maximum permitted loan amounts. Conditions may apply. Interest rates are provided for information purposes only and are subject to change at any time without notice. The interest rate on your Tangerine Home Equity Line of Credit is set out in your Home Equity Line of Credit Agreement and is expressed as a variable interest rate per year equal to the Tangerine Prime Rate plus or minus an adjustment factor and will vary automatically when Tangerine’s Prime Rate changes. As of Oct 28, 2018, the Tangerine Prime Rate is . “Prime Rate” is the prime lending rate published from time to time by Tangerine and is subject to change without notice. You can find Tangerine's current Prime Rate at tangerine.ca/en/rates (Other Rates).