Welcome offer for new Clients! For a limited time, earn cash back on your online and in-app purchases from your Chequing Account plus a special Savings rate. footnote 1
Here’s how it works:
Sign up as a Client using the promo code EARNMORE
Open your first Chequing Account and Savings Account within 30 days of becoming a Client
Start earning:
20% cash back when you shop online or in app for 60 days (up to a maximum cash back Bonus of $400). Learn more about the cashback Bonus.
And
3.00% interest in your Savings Account for 5 months. Learn more about the promotional interest rate.
Heads up - this offer can’t be combined with any other sign-up offer (including our Refer a Friend Bonus).
Ready to make every dollar count? Open your Tangerine Accounts today.
Reasons to open a Tangerine Chequing Account
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No fees‡ for daily transactions (including Interac e-Transfer®)
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Make online and in-app purchases with Visa Debit
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Free access to 3,500 Scotiabank® ABMs2
A Tangerine Savings Account helps you save
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No unfair† fees
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No minimum balances
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Set up an Automatic Savings Program (ASP), and your money grows on its own
Digital sign-up

EARNMORE cash Bonus FAQs
Want to know more about this Offer? Here are some frequently asked questions.
What do we mean by ‘Eligible Transaction’?
An Eligible Transaction is an online purchase or an online bill payment successfully completed using the Visa Debit feature of your Client Card. Examples include using your Card to shop at your favourite online stores, making a bill payment on a merchant’s website (such as internet, phone), and as a mobile pay payment method for stuff like streaming services, food delivery orders, ride sharing, etc.
What kinds of transactions are excluded from earning cashback?
Eligible Transactions do not include:
- Account fund transfers made with your Client Card to other non-merchant accounts including loading or topping up of prepaid card accounts and moving funds into another financial account acting as the funding source of person-to-person payments or to load a third party digital wallet (e.g., Remitly and KoHo);
- Bill payments made through the bill payment feature of the Tangerine website or Mobile Banking app or recurring bill payments set up on your Account; and
- All other Client Card or Account transactions, including but not limited to in-store debit purchases, payments made using your mobile wallet, electronic funds transfers, email money transfers, interest charges, fees and cash withdrawals.
When do I start earning cash back?
The “Eligible Transaction Period” begins on the date all Offer Qualifying Conditions have been met and expires at the end of 60 days.
When will I get my Bonus?
You’ll see your cash Bonus deposited into your Chequing Account within 1 month of the end of the Eligible Transaction Period, provided the Account is open and not in Default (as defined in the Tangerine Overdraft Protection section of the Chequing Account Terms) at the time of the cash Bonus payout.
Where can I get more information?
Check out the Full Offer Terms and Conditions to learn more about this Offer.

EARNMORE promotional interest rate FAQs
Want to know more about this Offer? Here are some frequently asked questions.
Am I limited to one Savings Account?
No. If you open more than one eligible Savings Account, you’ll get this great rate on those Savings, too!
When do I start earning the promotional interest?
The promotional rate begins on the date all Offer Qualifying Conditions have been met and expires at the end of 153 days.
When will I get my interest?
You’ll see your promotional interest deposited into your Savings Account(s) on the first day of the following month.
Where can I get more information?
Check out the Full Offer Terms and Conditions to learn more about this Offer.