For a limited time, earn up to $400 in cash back on eligible Visa* Debit transactions and a 2.75% Savings rate when you open your first Savings and Chequing Accounts. footnote 1

Here’s how it works:

Earn a 2.75% Savings rate


Open your first Savings Account and Chequing Account within 30 days of becoming a Client.


Earn 2.75% interest in your Savings Account for 5 months (interest rate is an annualized rate, calculated daily and paid monthly).

P.S. If you open more than one eligible Savings Account, you’ll get this great rate on those Savings, too! footnote 1


Earn up to $400 cash back


Open your first Savings Account and Chequing Account within 30 days of becoming a Client.


Get your Client Card (it should arrive in the mail within a week, but can take up to 10 business days).


Activate your Card and start earning your Bonus. Use your Client Card for online purchases and online bill payments to earn 20% cash back on Eligible Transactions for 60 days.


Cha-ching! You’ll see your cash Bonus deposited into your Chequing Account within 1 month after your 60-day period ends. Learn more about the cashback Bonus.

Heads up - this offer can’t be combined with any other sign-up offer (including our Refer a Friend Bonus). Only one promo code or Orange Key can be used when you sign up to become a Client.

Ready to make every dollar count? Open your Tangerine Accounts today.

A Tangerine Savings Account helps you save

  • No unfair fees, no service charges while you save with us

  • No minimum balances

  • Set up an Automatic Savings Program (ASP), and your money grows on its own

Reasons to open a Tangerine Chequing Account

  • No fees for daily transactions (including Interac e-Transfer®)

  • Make online and in-app purchases with Visa Debit

  • Free access to 3,500 Scotiabank® ABMs2

Helpful tools to manage your money

Simplify your life by using our money management tools, like Goals and Left to Spend. These tools were designed to make saving, tracking your spending and staying on top of your finances all a breeze.
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Digital signup

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.footnote*
Learn More

Thank you times ten —Highest in customer satisfaction

Tangerine has earned the highest ranking in customer satisfaction among the midsize retail banks, for the tenth consecutive year. The 2021 J D Power Canada Retail Banking Satisfaction Study†† footnote dagger dagger ranked Tangerine top for overall customer satisfaction in the Midsize Bank Segment and #1 in trust with Retail Banking.

10 JD Power awards

Check out these helpful articles

Legal Stuff
footnote 1 The New Client 2.75% Interest Rate and Visa* Debit 20% Cashback Bundle Offer (the "Offer") is available to new Tangerine Clients who: (a) have a Client Number created between May 5, 2022 and August 18, 2022, (b) become a Tangerine Client using the Promo Code “EARNMORE”, (c) open an Applicable Savings Account within 30 days of the date their Client Number was created, (d) open a Tangerine Chequing Account within 30 days of the date their Client Number was created, and (e) meet all other Offer terms and conditions (collectively the “Offer Qualifying Conditions”). The 2.75% Promotional Rate will apply to deposits made to an Eligible Client’s Applicable Savings Account(s) for 153 days (5 months) beginning on the date all Offer Qualifying Conditions have been met, to a maximum of $1,000,000 (in the currency of the Applicable Account) per Applicable Savings Account Type (for deposits to registered Applicable Savings Accounts made through a T2033 form, please see the full Offer Terms and Conditions). The Promotional Rate is an annualized rate, calculated daily and paid monthly. Eligible Clients will earn a cashback bonus of 20% on eligible online purchases and online bill payments made on a merchant’s website using the Visa Debit feature of their Client Card for 60 days, up to a maximum of $400 per Account. The 60-day period for Eligible Transactions (“Eligible Transaction Period”) begins on the date the Client Card is activated. The Cash Bonus will apply to the sum of all Eligible Transactions less any refunds, returns or other similar credits made during the Eligible Transaction Period. Eligible Clients must activate their Client Card within 60 days of the date their Chequing Account was opened. The Bonus will be deposited to the Client’s Account within 30 days of the end of the Eligible Transaction Period. For Clients with two Chequing Accounts, only the Account that is designated as “Chequing” on their Client Card will qualify for the Offer. Limit of one (1) Cash Bonus per Account. Offer is not transferable and can’t be combined with other promotional savings rate offers or chequing cash bonus offers. Further, while opening both Accounts is not required generally in order to open either a Chequing Account or Savings Account, you need to open both Accounts within your first 30 days to be eligible for this Offer. By accepting the Offer, you agree to the terms and conditions of this Offer and consent to receive electronic messages that notify you when the Promotion Period is expiring and of any changes to your Account(s) that will take effect after the Promotion Period expires. Full Offer Terms and Conditions, including definitions of any capitalized terms, are available here. Offer may be changed, extended or cancelled without notice.
2footnote 2 Tangerine will waive the ABM Withdrawal Fee and Global ATM Alliance members will waive any surcharge fees for withdrawal transactions performed at a Scotiabank or Global ATM Alliance machine with your Tangerine Client Card. Some exclusions apply; see our Fee Schedule for details. The current Fee Schedule can be found at
footnote double daggerCanadians spend on average 55 cents daily on bank fees (Statistics Canada 2017 Average annual household spending on bank and financial institution service charges).
††footnote dagger daggerFor J D Power 2021 award information, visit
Interac e-Transfer is a registered trade-mark of Interac Corp. Used under licence.

Visa is a trademark of Visa Int., used under license.

footnote lozengePay no fees for everyday Chequing transactions. For non-standard transactions, a fee may apply, Opens P D F document.