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Guaranteed Investment (GIC)

GICs are a secure way to save money and take advantage of a great interest rate. Enjoy the comfort of knowing your investment is guaranteed for the term you choose.

Up to [[GIC.RATE.MAX]]

Interest rate 



Monthly fee

Are you already a client?

Log in if you already bank with us, or take just a few minutes to sign up and become a client.

Great rate

Lock in your savings for one of our set terms and start earning a great interest rate.

No unfair† fees or service charges

We simply don’t believe in unfair fees. So you won’t have to pay to save with us.

Easy to open online

Once you’re a Tangerine Client, opening a GIC online takes just a few minutes.

GIC Interest Calculator

See how much interest you’ll earn in your GIC.

GIC Table

GIC Term Interest Earned

*Estimator tool is for demonstration purposes only and should not be relied upon as financial or other advice.

Reach your savings goals faster

Create a personalized savings goal and have money moved automatically to your Tangerine Account.

Download the app

Become a Client completely digitally with our Mobile Banking app. Sign up without leaving your home or having to call us—it’s a fast, convenient and secure mobile experience.

Don’t have our Mobile Banking app yet? Download it today, so you can bank easily from anywhere.


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63,100 Reviews‡

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Take a look at our other products

Tax-Free Guaranteed Investment

A safe, secure, tax-free way to earn great interest.

RSP Guaranteed Investing

Protect your retirement savings with the guaranteed growth of a GIC combined with the tax benefits of an RSP.