Find the right Account for you with a little help from us

TFSA? RSP? Behold, the meaning behind the acronyms.
Tax-Free Savings Account
It's the multi-tool of registered accounts. You can put money in and not be taxed on growth - while you can also withdraw money from your TFSA anytime… tax-free. Hooray!
Fast Facts
  • Get more contribution room every year

  • Unused contributions are carried forward

  • You can withdraw funds anytime (no penalties or taxes!)

  • You don’t pay taxes on gains

  • Start with as little as $25

  • Available to Canadians 18 or older

A TFSA works well for almost any goal, whether short, mid, or long-term because of its flexibility. With Tangerine you’ll get an indexing strategy, low Portfolio costs1, global diversification and the ability to invest automatically. Whatever your goal, if you have the contribution room, you may as well shelter your money from taxes.
If you invested a month, for the past 10 years, you could have had this much*:
Want to see what your future could look like?
10 Years ago Today
*Calculated using Tangerine's Balanced Portfolio which for the periods ended has returned an average of: % in 1 year, % in 3 years, % in 5 years and % in 10 years. Past returns are not a guarantee of future results.
Know what you’re looking for?
A Portfolio that meets your needs.
Learn More
Our Approach
Investing can be complicated, but with us, it doesn't have to be.
Get the Scoop
The best time to invest is now
With Tangerine, you'll get an indexing strategy, low Portfolio costs1, global diversification and the ability to invest automatically.
Complete your enrollment online. Our licensed experts are here for you if you need them. Speak with an expert at 1-877-464-5678 . Monday to Friday, 8 am – 8 pm ET.
1The MER for each Tangerine Portfolio for the year ended December 31, 2019 was 1.07% after applicable waivers and absorptions by the manager. Each Tangerine Investment Fund offers one series of units, and is considered equivalent to an A-series mutual fund. “A-series mutual funds” often refers to the standard “one-size-fits-all” funds that have traditionally populated the Canadian mutual funds universe. According to the Investor Economics Insight report dated July 19, 2019, the asset weighted MER for A-series mutual funds for the year ending December 2018 was 2.08%.
Mutual funds are not insured by CDIC.
Tangerine Investment Funds are managed by Tangerine Investment Management Inc. and are only available by opening an Investment Fund Account with Tangerine Investment Funds Limited. These firms are wholly owned subsidiaries of Tangerine Bank. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. The indicated rates of return are the historical annual compounded total returns including changes in unit value and reinvestment of all distributions and do not take into account sales, redemption, distribution or operational charges or income taxes payable by any securityholder that would have reduced returns. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.