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Tax-Free Investment Fund Account

Benefit from potential growth without having to pay tax on your earnings. 

Are you already a Client?

Log in if you already bank with us, or take just a few minutes to sign up and become a client.

Simple & Convenient

Get a low-cost indexing strategy & global diversification with an ability to invest automatically.

Tax-free investing

You won’t be taxed on earnings or withdrawals, if you stay within your contribution limits.

Easy to access

Access your bank Accounts and your investments in one place, with one login. Easy peasy. 

About TFSAs

18 years and up

Currently, individuals who are at least 18 years of age can open a TFSA.

$7,000* annually

Contribute up to $7,000* annually (as a combined total for all TFSAs held at all institutions).

$95,000 in total

If you've never contributed to a TFSA, and you were eligible to contribute since they were introduced in 2009, as of January 1, 2024, you can contribute a total of up to $95,000, which includes all unused contributions carried over since 2009.

* Annual limit based on legislation current as of January 1, 2024, subject to potential future change.

Why invest with us?

We’ve been helping Canadians save and invest online for over 10 years, so you can feel confident that you’re on the track towards your long-term financial goals. 

Smart Investing

Our passively managed Funds are designed to keep up with the markets while keeping fees low1. More of your money stays invested and has the potential to grow. 

Quarterly rebalancing

Rebalancing your investments to match your target asset mix can be a pain. Our portfolios are reviewed quarterly and rebalanced as needed, so you don’t have to. 

Global diversification

A diversified portfolio reduces the risk of having all your eggs in one basket. Why hold one Canadian stock, when you can hold hundreds from different countries? 

Simple Investment options to build your future with

Think of these Portfolios as a simple, low-cost1 way to keep your money working for you – instead of the other way around, for a change. Start with as little as $25 and set up automatic contributions to keep you invested and on track, sweat-free.

Core Portfolios

Tried, tested and true, these are our original Portfolios. They come with our history of helping Canadians reach their financial goals. 

Global ETF Portfolios

A simple low-cost way to have exposure to a selection of Exchange Traded Funds (ETFs) in a mutual fund. 

Socially Responsible Global Portfolios

Socially responsible investing, or SRI, is a strategy that considers not only the financial returns from an investment, but also its impact on environmental, ethical and social issues. 

Want to speak to an Investment Funds Advisor?

Our licenced Advisors are here for you if you need them. Speak with us at 1-877-464-5678. Monday to Friday, 8 am – 8 pm ET.

Take a look at our other products

Discover tax-free saving

Open a TFSA to enjoy the benefits of a Tangerine Savings Account and pay no tax on your withdrawals or interest.

Save for your retirement

Earn interest in your RSP while enjoying no minimums and no unfair fees.