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RIF Investment Funds

With a Tangerine RIF Investment Fund Account, you can draw the income you need from your retirement savings while continuing to help grow your investments. When you’re ready, simply convert your RSP to a RIF and you can start using your retirement savings as a source of income.
MER fee
Assets under management Over $3 billion1

Key Features

Regular income and tax-deferred growth
Enjoy regular income and continue enjoying tax-deferred growth on your investments.
A smart investment strategy
Our Investment Funds are diversified and use an index-based strategy that reduces your overall costs.
Low cost, better value
Our fees are around half the industry average, with a Management Expense Ratio of just 1.07% (compared to 2.09% for the industry average)2.
Global diversification
Take advantage of global market opportunities while reducing the risk of unexpected changes in a particular market.
Licensed Experts
Our licensed experts are here for you if you need them. Speak with an expert 1-877-464-5678. Monday to Friday,
8 am – 8 pm ET.
Equity Growth Portfolio Overview
This Fund seeks to provide capital appreciation by investing in equity securities based on a prescribed allocation among three distinct asset classes: Canadian equity, U.S. equity and international equity. The Fund invests primarily in equity securities. Fund Facts
Asset Allocation
Fund Performance
As of 1 year 3 years 5 years 10 years Inception3
As of Equity Growth Portfolio
Unit Price as of :
Fund Code: INI240
Date series started: November 21, 2011
Total value of the Fund: million (as of )
Distributions: annually, December
Management Expense Ratio (MER):
Risk: Medium to high

Don’t think this Account is for you? Take a look at our other options.
RIF Savings Account
Learn More
RIF Guaranteed Investment
Learn More
Check out these helpful articles
1Assets under management value for all Tangerine Investment Funds as at .
2Source: Investor Economics Insight, January 2018 Annual Review. Tangerine Investment Funds are considered long-term mutual funds. The asset weighted MER for long-term mutual funds as of December 31, 2017 was 2.09%. The asset weighted MER for each Tangerine Investment Fund is 1.07%.
3Inception as of January 10, 2008. Equity Growth Portfolio inception as of November 21, 2011. Dividend Portfolio inception as of November 2, 2016....
Mutual funds are not insured by CDIC. Tangerine Investment Funds are managed by Tangerine Investment Management Inc. and are only available by opening an Investment Fund Account with Tangerine Investment Funds Limited. These firms are wholly owned subsidiaries of Tangerine Bank. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.
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