RSP Loan

Need an extra bump to help you reach your maximum RSP contribution? Our flexible RSP Loan offers a great rate with no fees or service charges and no penalties for early repayment.
Interest rate
Flexible repaymentFlexible repayment
Quick approvalQuick approval

Key Features

Great rate
You’ll receive one of the best rates in the market of since . This rate of is available on Loans where proceeds are contributed to a Tangerine RSP Account. If Loan proceeds are used to contribute to an RSP somewhere else, a standard unsecured rate of 8.75% will apply.
Flexible repayment
Choose either a 9 or 12 month Loan repayment term.
No fees, no service charges
Pay off your Loan instead of just paying off the interest. There are no early repayment penalties.
Quick approval
Get a response within 24 hours of your application.

RSP Loan Calculator

Calculate your RSP Loan payments. You can choose to repay your Loan in 12 payments over 1 year or, if you prefer, wait 3 months and repay the Loan in full over the following 9 months.

Your monthly payments for your Tangerine RSP Loan will be $ each.*
*Estimator tool is for demonstration purposes only and should not be relied upon as financial or other advice. Calculations are estimates only based on an annual interest rate of  .

Don’t think this Account is for you? Take a look at our other options.
RSP Savings Account
Learn More
RSP Guaranteed Investment
Learn More
RSP Investment Funds
Learn More
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Mortgage and other loan rates are annual rates and are subject to change without notice and are current as of today's date.