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Earn an extra 10% cash back (up to $100)*

Shop for stuff you need with the Card that has what you want.


Are you already a Client?

Log in if you already bank with us, or take just a few minutes to sign up and become a client.

Here’s how it all works:


Apply for a Money-Back Credit Card by October 31, 2024


Land up to an extra $100 cash back for a limited time

Earn an extra 10% cash back on up to $1,000 in everyday purchases made within your first 2 months.*


That’s on top of your usual 2% Money-Back Rewards


Earn 2% money back on everyday purchases in up to 3 categories of your choice. Money-Back Rewards are unlimited and paid monthly.

Plus, get a low interest rate on Balance Transfers

If you have a balance you owe on another credit card with a higher interest rate, transfer it to a Tangerine Money-Back Credit Card, pay our low promotional interest rate of 1.95% on that transferred balance for 6 months (and 19.95% on any unpaid balances after 6 months). A Balance Transfer Fee of 1% on the amount transferred will apply.

Clip art of cards

Additional Card features

Free cards for Authorized Users on your Account

Add up to 5 people – one Account, multiple Cards, no extra charge. 

Easy online Pause My Card feature–in case you need it

If you ever think you’ve lost or misplaced your Card, there’s no need to panic. With a couple quick clicks, you can temporarily suspend it.

Orange Alerts

Customize your preferences to receive important Account alerts through text or email.

Purchase Assurance and Extended Warranty**

You may receive a lifetime maximum of up to $60,000.

Made of 100% recycled plastic

Using recycled plastic reduces the CO2 footprint by 61%^. That’s why our Credit Cards are now made of 100% recycled plastic.

Fees & Interest

There is $0 annual fee with the Tangerine Money-Back Credit Card

Interest Rate on Purchases:19.95%
Balance transfer fee:3% of the amount transferred, or minimum of $5.00
Promotional Balance transfer interest rate†1.95% interest for the first 6 months (19.95% after that)
Foreign currency conversion2.50%
Cash advance$3.50 within Canada, $5.00 outside Canada
Interest on Cash Advances19.95%
Dishonoured payment$25.00
Rush Card$25.00
Past statement reprint$5.00 per statement, no charge for reprint of current monthly statement

Grace Period: We calculate interest on any amount owed from the transaction date until that amount has been paid in full. However, we don’t charge interest on new purchases that appear on your Credit Card Account statement for the first time if we receive payment in full of your balance (as shown on your Credit Card Account statement) by the Payment Due Date on that statement. This interest-free grace period doesn’t apply to Cash Advances. See the Disclosure Statement that you will receive with your Card for full details about the fees and rates that apply to your Card.