Hey, congrats!
You just found a way to earn a little more!
Orange envelope with a dollar bill halfway in
Since you came here from Young and Thrifty
we have a special offer* for you. Here's the deal:
  1. 1 Become a Tangerine Client and enter the Orange Key "YT50".
  2. 2 Get a Tangerine Credit Card** and open a Savings Account to go with it.
  3. 3 Do all that by September 14, 2021, and... tada... we'll put $50 in your Savings Account.
That's just the beginning, though.
With a Tangerine Credit Card**, you can
take advantage of these offers and benefits, too:
Get an extra 10% back^
10%
Earn 10% back (up to $100) when you spend up to $1,000 in everyday purchases within your first 2 months.^

+

2%
Deposit your Rewards into a Tangerine Savings Account and get a third 2% Money-Back Category.
Get Started September 14, 2021 will be here before we know it!

Tangerine Savings Account

With a Tangerine Savings Account, you’ll enjoy no minimums, no service charges and no unfair fees. You’ll also earn high interest on every dollar, every day.
Learn More

Tangerine Credit Card**

With a Tangerine no annual fee Credit Card, you earn Money-Back Rewards on all your everyday purchases. Choose your own 2% Money-Back Categories, and get unlimited Rewards monthly.
Learn More
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*The $50 Exclusive Young & Thrifty Offer (the “Offer”) is available between August 11, 2021 and September 14, 2021 (the “Offer Period”), to new Tangerine Clients who, within the Offer Period, successfully open and activate (i) a Tangerine Savings Account using the Orange Key “YT50”, and (ii) a Tangerine Core or World Credit Card. New Clients must never have received a Tangerine welcome bonus offer related to opening a Savings Account or Credit Card with Tangerine or its predecessor/subsidiary companies at any time previously. The $50 Bonus will be paid to the Primary Account Holder’s Tangerine Savings Account within four (4) weeks of following the satisfaction of all Terms and Conditions applicable to the Offer. Offer is not transferable and can’t be combined with any other Client Savings Account or Credit Card offers except as otherwise permitted. Limit of one (1) Offer per Primary Account Holder. Offer may be changed, extended or cancelled without notice.
**Credit Card General Terms:
Applicants must apply for the Card and must consent to a credit check. Accounts must be in Good Standing in order to receive Money-Back Rewards. See the Tangerine Money-Back Rewards Program Terms & Conditions for full details.
Annual Interest Rates: The annual interest rate on Purchases and Cash Advances (including Balance Transfers) is 19.95%. Rates are subject to change. If you don't make 2 consecutive monthly Minimum Payments, or at any time thereafter, an interest rate of 24.95% will apply to your Account on Purchases and Cash Advances (including Balance Transfers).
Other Fees and Rates: These fees are charged on the day the transaction occurs (unless otherwise indicated): Cash Advance: $3.50 within Canada, $5 outside of Canada; Balance Transfer: 3% or minimum of $5 (unless reduced or waived) of the amount transferred when it is posted to your Account. Dishonoured Payment: $25; Rush Card: $25; Over-Limit: $25 (maximum one Over-Limit charge per monthly statement period); Past Statement Reprint: $5 per past statement. There is no charge for a reprint of your current monthly statement. Foreign Currency Conversion: When the converted transaction amount gets posted to your Account, we'll add a foreign currency conversion fee of 2.50% to the converted transaction amount.
See your Information Box in the application for full details or visit Tangerine.ca/CreditCardLegal. Rates and fees are subject to change.
^ Rewards Promotional Offer:
The Tangerine 10% Limited-time Promotional Offer (the “Offer”) is only available to new Tangerine Credit Card Account holders who (i) apply for a Tangerine World Mastercard or Money-Back Credit Card (the “Account”) by September 14, 2021, (ii) activate their Account within 45 days of approval, and (iii) have up to a maximum of $1,000 in total Net Purchases posted to their Account within the 60-day period beginning on the date the Tangerine World Mastercard or Money-Back Credit Card is activated. “Net Purchases” include purchases charged to the Account (less any refunds, returns or other similar credits) but do not include payments, Cash Advances (including Balance Transfers and Cash-Like Transactions), interest, fees, insurance premiums, adjustments or other charges. The Offer Bonus of 10% (up to $100) will be credited to the Primary Cardholder’s Account within 1–2 statement cycles after the 60-day promotional period provided the Account is open and in Good Standing at time of payout. Limit of one Offer per eligible Client. This Offer is non-transferable. Offer may be changed, cancelled or extended at any time. All other Account terms, including the Tangerine Money-Back Rewards program terms, remain unchanged and continue to apply. See the Tangerine Credit Card Cardholder Agreement for more details, including definitions of any capitalized terms.
Fair fees mean they are disclosed and agreed to in advance, and the amount makes sense relative to the benefit received.View the complete list of Account fees.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
Tangerine is a registered trademark of The Bank of Nova Scotia, used under licence.
Forward Banking is a registered trademark of Tangerine Bank.