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General:

  1. This Offer is only available to the first 1,000 new Clients of Tangerine Investment Funds Limited (“Tangerine Investments”) and open an Eligible Account as their first product with Tangerine between January 2, 2018 and March 31, 2018 inclusive (the “Bonus Period”).

  2. Eligible Accounts are: a Tangerine Investment Fund Account (“Non-Registered Account”), Tangerine Tax-Free Investment Fund Account (“TFSA Account”), Tangerine RSP Investment Fund Account (“RSP Account”) and Tangerine RIF Investment Fund Account. Locked-In Accounts are not eligible for the Bonus.

  3. Eligible Clients will earn a Bonus as outlined in the table below on all new purchases or sheltered transfers (“Contributions”) made to an Eligible Account, up to a maximum Bonus amount of $250 (the “Bonus”) during the Bonus Period. Contributions must remain invested in the Eligible Account until May 31, 2018 to be eligible for the Bonus.

Contribution AmountBonusContribution AmountBonus
$0.00-$999.99 $0 $13,000.00-$13,999.99 $130
$1,000.00-$1,999.99 $10 $14,000.00-$14,999.99 $140
$2,000.00-$2,999.99 $20 $15,000.00-$15,999.99 $150
$3,000.00-$3,999.99 $30 $16,000.00-$16,999.99 $160
$4,000.00-$4,999.99 $40 $17,000.00-$17,999.99 $170
$5,000.00-$5,999.99 $50 $18,000.00-$18,999.99 $180
$6,000.00-$6,999.99 $60 $19,000.00-$1,9999.99 $190
$7,000.00-$7,999.99 $70 $2,0000.00-$20,999.99 $200
$8,000.00-$8,999.99 $80 $21,000.00-$21,999.99 $210
$9,000.00-$,9999.99 $90 $22,000.00-$22,999.99 $220
$1,0000.00-$10,999.99 $100 $23,000.00-$23,999.99 $230
$11,000.00-$11,999.99 $110 $24,000.00-$24,999.99 $240
$12,000.00-$12,999.99 $120 $25,000.00+ $250

  1. RSP/TFSA/RIF transfer forms from another financial institution must be received by Tangerine Investments by March 31, 2018. The other financial institution must also deliver the transferred funds to Tangerine Investments within 60 days of the date we receive the transfer request form. If the funds are not delivered to Tangerine Investments within that period, the Bonus will not be paid. Please note that transferring a portion or all of your RSP, TFSA or RIF funds from another financial institution to Tangerine Investments may result in your current financial institution charging you a fee.

  2. The Bonus will be deposited directly to the Eligible Account by June 15, 2018 as additional units of the Tangerine Investment Fund you own. The Eligible Account must remain open until that day to receive the Bonus. If you make Contributions across multiple Eligible Accounts during the Bonus Period, we’ll pay the Bonus to you, in its entirety, in the following order of priority:


      1. First, to your Non-Registered Account(s); if any

      2. Second, to your TFSA Account(s); if any

      3. Third, to your RSP Account; if any

      4. Fourth, to your RIF Account


    If you open more than one of the same type of Eligible Account, the Bonus will be paid to the Eligible Account with the lower Account Number.
    For example, if you make a Contribution of $25,000 to a Non-Registered Account, and a $25,000 Contribution to an RSP Account, the Bonus of $250 will be paid to the Non-Registered Account, since it is first in priority. However, if you make a $13,000 Contribution to a Non-Registered Account and a $12,000 Contribution to a Registered Account, the full Bonus will be paid to your Non-Registered Account.

  3. All Bonus payments to RSP Accounts, TFSA Accounts or RIF Accounts will be considered sheltered transfers and will not impact your contribution limits. All Canada Revenue Agency (“CRA”) contribution rules apply.

  4. Contributions to TFSA Accounts and RSP Accounts are subject to the limits imposed by the CRA. The TFSA and RSP contribution limits are as noted on your 2017 Notice of Assessment issued by the CRA. You are responsible for monitoring your individual contribution limits and ensuring that any and all contributions fall within these set CRA limits. By accepting this Offer, you agree to at all times indemnify and hold Tangerine Investments harmless in respect of any penalties or charges imposed upon you as a result of these limits.


Limitations:

  1. Limit one Offer per Client. Maximum Bonus amount is $250 per Client.

  2. Only new Clients to Tangerine Investments are eligible for the Offer. Clients with dormant or inactive Investment Fund Accounts do not qualify.

  3. If Tangerine Investments is unable to run the Offer as planned for any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the reasonable control of Tangerine Investments which corrupt or affect the administration, security or proper conduct of this Offer, Tangerine Investments reserves the right at its sole discretion to, without advance notice, terminate or suspend the Offer, in whole or in part, or modify it in any way, which may result in no Bonus being paid to you.

  4. Tangerine Investments reserves the right at its absolute discretion to vary, delete or add to any of these Terms and Conditions from time to time without prior notice. In the event of conflict, these Terms and Conditions will prevail over any of the contents of any brochure or other promotional materials advertising this Offer.

  5. Tangerine Investments reserves the right to extend or withdraw the Offer in whole or in part, or to vary any of the Terms and Conditions herein at any time and from time to time without notice at its absolute discretion. Tangerine Investments reserves the right to end the Offer earlier or to extend the Bonus Period further at its absolute discretion.

  6. Tangerine Investments reserves the right, at its sole discretion, to suspend, disqualify, limit or revoke this Offer to any Account holder it finds or believes to be manipulating or otherwise abusing the process, fairness, or integrity of the Offer.

  7. You agree that you have read and understood these Terms and Conditions and agree to be bound by them. Any notice offered by us with respect to this Offer is deemed to be provided on the day it’s posted on our website.